YOUR AI CO-PILOT FOR RUNNING THE BUSINESS
Cash flow, pricing, marketing, websites — one conversation, every day. Chat or WhatsApp. Insights from your own data.
Common Challenges Facing SME Businesses
Daily Decisions, Made Blind
Cash flow, pricing, suppliers, sales — the decisions that actually run the business get made on gut feel, with no clear view of what is changing day to day.
Tools Built in Isolation
Accounting here, marketing there, advisor nowhere. Daily decisions get made across half a dozen disconnected apps that do not talk to each other.
No Daily Source of Truth
Reports show what already happened. SMEs need a continuous, conversational view of what to do next — across cash flow, pricing, marketing, and growth.
Our Solution
Conversational Co-Pilot
One conversation, every business question. Chat or WhatsApp, every day — answers grounded in your own data.
Insights + Sector Advisory
Sector-specific intelligence on cash flow, pricing, suppliers, and sales — calibrated against peers in your country and industry.
Daily Source of Truth
A single, continuous view of your business across cash flow, pricing, marketing, and growth — replacing half a dozen disconnected tools.
Your daily source of truth
Each step deepens the relationship and sharpens the next answer. Ask → Answer → Insight → Action → Data → Improved Insight.
Ask
Any business question — chat or WhatsApp.
Answer
Grounded in your data and your sector.
Insight
See what is moving — cash, pricing, suppliers.
Action
Take the next step with a clear recommendation.
Data
Each action feeds the loop with new data.
Improved Insight
Tomorrow's advice is sharper than today's.
Powering Diverse Industries
From food and beverage to specialised retail, we serve SMEs across sectors with a daily operating layer tailored to each industry.
Food and Beverage
From bakeries to restaurants, get a daily operating layer that handles inventory, sales insights, and forecasting — all through one conversation.
Service Businesses
Beauty salons, fitness centers, and service providers get conversational insights on bookings, customer retention, and marketing — built for service-led businesses.
Specialised Retail
Hardware stores, niche retailers, and specialised merchants get a daily co-pilot for stock, pricing, and customer demand — without the spreadsheets.
Get Started in Three Simple Steps
Sign In via Chat or WhatsApp
No app to install. Start the conversation in your browser or on WhatsApp and you are in — Phase 1 is free.
Upload Your Data
Start with a simple file upload today. Open banking and real-time integrations come next on the roadmap.
Insights, Website, Marketing, Advisors on Tap
Get a daily source of truth, a website, marketing content, and sector-specific advisory — all in one conversation.
The Daily Operating Layer for SMEs
Valors is the AI-native operating layer for small and medium businesses — a trusted digital companion for the daily decisions that run the business: cash flow, pricing, marketing, growth.
Our Mission
To be every SME's co-pilot for the daily decisions that run the business — cash flow, pricing, marketing, growth — through one continuous conversation.
Our Vision
To become every SME's daily source of truth, globally — the primary operating interface for running a business.
Core Values
AI-First Innovation
Built from first principles as an AI-native operating layer — answers, insights, and actions delivered through one continuous conversation, not a stack of disconnected tools.
Trust & Security
Bank-grade security and transparent processes keep your business data protected. Your data stays yours — we are a companion, not a broker.
Engagement-Led
Every Ask → Answer → Insight → Action → Data cycle deepens the relationship and sharpens the next answer. Continuous engagement, not one-off transactions.
Be one of the first SMEs to live in the future
We launch in Brazil & Mexico in July 2026. Phase 1 is free. Get on the list and we'll onboard you first.
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